Financial Freedom Ebook with Workbook

Financial Freedom is the fourth step in achieving financial success.

In this eBook, you will:

(1) Understand the concept of financial freedom

(2) Know the reason why you want to be financially free.

(3) Learn more about income, expenses, assets, and liabilities.

(4) Know how to be the source of money

(5) Know the concept of learning to earn and letting your money work for you.

(6) Learn how to maintain money and focus on building long-term.

(7) Learn how to move at the right pace, not too fast and not too slow.

(8) Unleash the power within you

(9) Learn the difference between earning once and earning multiple times.

(10) Learn how to be timeless or evergreen.

(11) Learn how to go beyond borders and earn money globally.

(12) Understand the various financial senses you need to be financially free.

(13) Learn how to survive the ups and downs of life.

After years of studying personal finance, I formulated the five levels of personal finance in the upright pyramid and inverted pyramid.

Most people fall into the inverted pyramid. After getting their first salary or profit, they become financially confident. They are confident to spend their money on anything that they want. They know that they will have money every two weeks, or weekly. They are also confident to go into debt because they know that they have a source of money. They spend their future money for today. Then, they spend like they are financially free, financially independent, and financially secured. They think that they are secured by their jobs or paycheck. With these habits and mindsets, they end up educating themselves at the last minute and when they are broke.

On the other hand, only a few people follow the upright pyramid. In this pyramid, they start with financial literacy. They study how to handle and manage money first. Then, they work their way up to be financially confident, the highest level in personal finance.

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